Buy Your Dream Home With Greater Lending Solutions

Whatever your real life situation, talk to us.

1.98% P.A. onwards.

Reason to Choose us

Our flexible approach to home loans considers the ups and downs of real life.

Quick Loan Approvals

Credit decision within 48 hours

Hassle free

We look beyond just your credit history

Accessible

Talk through your situation with us

Flexible Credit Assessment

We caters to a wide range of situations


Popular home loan questions

Here are some FAQs about applying for a home loan with Greater Lending Solutions.

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Our home loan borrowing capacity calculator asks a few personal and financial questions to calculate an estimate of how much you may be able to borrow with Greater Lending Solutions. After finding out how much you could potentially borrow, you can then either speak to a lending specialist about your situation, or continue on to get an indicative interest rate online. See how much I can borrow
You will need to have documents supporting your current financial position such as recent bank statements, payslips or other proof of income, personal identification and a snapshot of your current asset and liability position.
For PAYG applicants we require two current payslips plus one of the following:
  • Most recent group certificate
  • Most recent tax return / taxation notice
  • Current letter of employment
  • Bank statements – to confirm last 3 months salary credits
On some of our loans, we offer finance up to 95% of the purchase price, meaning you can start to look at buying a house once you've saved at least 5% of the purchase price. The deposit amount may also depend on the property and area you’re looking at purchasing.
Remember, there can be extra costs involved when buying a house. You’ll need to cover government and legal fees, which can’t be added to your home loan balance.
The interest rate offered, and fees and charges will depend on our assessment of a number of factors at the time of application including:
  • The size of your deposit
  • Nature of the security property
  • Loan to value ratio (LVR)
  • Your income
  • Credit history
  • Any assets you own
  • Any liabilities or credit obligations
  • Chosen repayment type – paying off interest-only, or principal and interest
  • The purpose of the loan – if it’s for an owner-occupier or investment property
The risk loading will apply for the loan term.
To get an indicative interest rate speak you can start by using our online borrowing power calculator, or speak to one of our Lending Specialists on +61 2 9063 6135.

Customer Reviews

Discover more about our customer reviews.

“I loved the customer service you guys provided me. That was very nice and patient with questions I had. I would really like definitely come back here”

Donny J. Griffin (baroda)

“We came out of their offices very happy with their service. They treated us very kind. Definite will come back. The waiting time was very appropriate.”

Ryder Lothian (A’bad)

"I want to express my appreciation for assistance that you provided over several years to help resolve a difficult financial situation when my debt was out of control”

Brock Lambrick (surat)

We are Here to Help You

Call us for help with your existing loan, or to see if one of our loans could be right for you.

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Looking to home loan? then apply for loan now.

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Call us at

+61 2 9063 6135

info@greaterlending.com.au

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